We are excited to introduce our new rewards program! This program allows you to get points for your debit card purchases and other transactions 30 days after the authorization has cleared. Starting with your first card transaction, all authorized transactions will allow you to earn 5 points (5x) for every dollar you spend, up to $10,000 within 30 days. After the initial promotional period, you earn 1.5 points(1.5x) for every dollar you spend.
You do not earn points for ATM charges, cash advances, traveler's checks, money orders, pre-paid gift cards, balance transfers, wire transfers, fees or interest posted to your Winden account, bets or wagers transmitted over the internet, and casino gaming.
To view your rewards you can log into your Winden account and click the Rewards tab at the top of the account dashboard. You can also click here to sign in and then be taken to the Rewards page.
From the rewards page, you can check your earned points and see if you have any available points to redeem. The points available for redemption can be seen to the right of the pending points highlighted in light purple. You can also view previously redeemed points by highlighting and selecting a specific redemption.
Once you select the redemption you would like to review a redemption summary will pop up showing you all the details of that particular redemption transaction.
To redeem your points for cash Please click the purple Redeem button located in the top right corner of the screen.
Then you will be prompted to enter the number of points you wish to redeem. You must have at least 1,500 points in order to redeem for cash. Once you have entered the correct number of points you wish to redeem you will then click the purple Redeem Points at the bottom of the screen.
Frequently Asked Questions
What type of rewards does Winden offer?
Winden offers best-in-class point multipliers based on the merchant category of the transaction. 1.5x = 1.5 points earned for every dollar spent. Winden points are uncapped and never expire.
How do I earn points?
Customers can earn rewards points for qualifying purchases made with their Winden business debit cards. Qualifying purchases are those transactions in which the card is used to buy goods or services.
*Non-qualifying transactions, which do not earn rewards points, include but are not limited to: peer-to-peer (P2P) payments via platforms such as Venmo, Cash App, PayPal, ATM withdrawals, deposits, gig economy employee payouts (e.g., ride-sharing, deliveries, etc.), cash advances, traveler's checks, money orders, pre-paid gift cards, balance transfers, wire transfers, fees or interest posted to your Winden account, bets or wagers transmitted over the internet, and casino gaming.
You earn 5 points (5x) for every dollar you spend, up to $10,000 within 30 days of your first card transaction. Your first card transaction would also earn you 5x points.
After the initial promotional period, you earn 1.5 points(1.5x) for every dollar that you spend.
Can I use the points I earn immediately?
Once you make a purchase, you immediately earn points. However, these points do not immediately become available due to possible refunds or disputes for your transaction.
So, the points you earn from a transaction only become available for use 30 days after the transaction has occurred.
Customers must have a minimum of 1,500 available points to redeem them for cash or other rewards. We can change this minimum in the future and we will let you know when we do.
Is there a limit to how many points I can earn?
No, there is no limit to how many points you can earn. What you earn is solely a function of what you spend with your Winden card.
How can I redeem the points I earned?
Points earned can be used to book hotels or buy gift cards and can be transferred to our affiliated partners or converted into cash at a discount.
Currently, we only offer cash redemption.
What are my redemption options in the future?
You can redeem your points for either cash, travel, merchandise, or gift cards. Please note however that only cash redemption is available at the moment.
Redeem points for instant cash back.
For every 250 points, customers can earn $1 and in order to redeem for cash you will have to have at least 1,500 points. Points are only redeemed in 250-point increments after 1,500 points have been earned. Starting 5/22/2023 we will be increasing our conversion rate and for every $1 spent 300 points will be earned.
Travel (Coming Soon)
You can redeem your rewards points at more than 120 global airlines, thousands of international hotels, vacation rentals, top car rental agencies, and numerous activities including major cruise lines through the Winden Travel Portal.
Unfortunately, you cannot transfer your points directly to your preferred airlines or hotel chains.
Merchandise (Coming Soon)
You can use your rewards points to purchase over one million items directly with your Winden points and get more out of your points. You will be able to use our Winden Rewards portal to make these purchases.
Gift Cards (Coming Soon)
You can turn your Winden rewards points into gift cards from over 400 brands and retailers. You can get your gift cards instantly for online use or order a physical one right to your doorstep.