Winden does not charge any fees and this includes: account minimums, monthly fees, overdraft fees, account fees, wire fees, etc. We do this as a courtesy and convenience for our customers.

How do we make money then? When you use your debit card, Visa charges a fee to the merchant. Winden receives a percentage of this fee, known as interchange. Our partner bank also earns a small amount of interest on deposits, and Winden receives a percentage of this amount as well.